From [Wikipedia](http://en.wikipedia.org/wiki/Finance): > Finance is a field that deals with the allocation of assets and > liabilities over time under conditions of certainty and uncertainty. > Finance can also be defined as the science of money management. A key > point in finance is the time value of money, which states that > purchasing power of one unit of currency can vary over time. Finance > aims to price assets based on their risk level and their expected rate > of return. Finance can be broken into three different sub-categories: > public finance, corporate finance and personal finance.